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PROJECT NAME: Micro-credit / Livelihood Projects
GOAL: Help start or expand a micro-credit program for 150 rural women with a sustainable livelihood.
NEED FOR THE PROJECT:
In most of these areas are in a drought prone and people rely on monsoon rain to cultivate from the agricultural field.
Women, face a range of societal ills that puts them at a distinct disadvantage, although women are the breadwinner of the whole family.
89% of the inhabitants living below the poverty line in these areas.
Women are affected the most by poverty due to their role in the family.
They are in the front line dealing with the impact of poverty.
When there is no money to buy medicine for a sick child or buy food for the children, the mother is often the person to find ways and means to alleviate the problems.
They are forced to migrate into towns to get engaged in road works, construction site, rag picking, and scavenging to survive on relief food.
Lack of confidence, business experience and lack of information on existing opportunities to access funds continue to hold many women back.
SCOPE OF THE PROJECT:
Support 150 women to form savings and loan group, consist of 10 members in each group selected by the women.
We will provide seed funding and training for artisans and entrepreneurs, help them access markets and trading associations.
Training provided in the area of goat farming, organic manure, dairy, stitching, art of handicraft, arts for increasing their self-confidence level, livelihood growth and empowerment.
The initial seed capital provided at no or low interest to start or expand their self business;
To help them access markets and trading associations.
Women are empowered to become self-reliant and self-sustaining.
150 rural widow and poor women will direct benefit to start their own businesses in rural areas.
Regular incomes repay their loans to the organization and pay their debts taken from local moneylenders.
Sustainable business and its income helps living and health status improved permanently.
Enables ability to form business networks among women and access to support systems and safety nets.
The number of women, who are living below the poverty line, will be reduced to at least 85%.
Gives them the financial independence and manage their money.
Ability to save or increase monthly income and plan their children’s future education.
100% of the contribution to the beneficiary paid as interest free loan. The amount collected over 2 years is utilized to support 25 more beneficiaries every year.
PROJECT COSTS: US $ 9325 / EUR. 8,375 /INR. 6,25.500 to support 25 woman in a year.
To help a woman to buy one milking cow or establish self employment or self business cost = US $ 373 / EUR.335 /INR. 25,000
To support 25 women and building a 25 toilets cost = US $ 9325 / EUR. 8,375 /INR. 6,25.500
NOTE: the estimated costs include buying, and transportation of provision food materials, grocery things, or buy milking cow
WHAT YOU AS A VOLUNTEER CAN OFFER?
Teach self business and entrepreneurships skills.
Teach English, Computer and IT skills.
Help them with accounting skills, book and record keeping.
Assist in counting money, deposit their collection of savings and loans in the local cooperative bank.
Teach them manage their income and monthly expenses and so on.
HOW YOU CAN HELP US OTHER WAYS?
Contribute or lend a small donation to women to start or expand self business.
Supply of health kits, sanitary napkins and heatlh education supplies.
Support them to meet the costs of installation of toilets in their homes.
If you are ready and decided, apply now.
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